Sec. 1201.002.  PURPOSE.  The purpose of this chapter is to:
(1)  provide for reasonable standardization, readability, and simplification of terms and coverages in individual accident and health insurance policies;
(2)  promote public understanding of coverages;
(3)  eliminate provisions in individual accident and health insurance policies that may be unjust, unfair, misleading, or unreasonably confusing in connection with:
(A)  the purchase of coverage;  or
(B)  the settlement of claims;  and
(4)  provide for full and fair disclosure in sales of accident and health coverage.
Added by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. April 1, 2005.