Sec. 1201.012.  DEFENSE OF CLAIM.  The following actions by an insurer do not operate as a waiver of the insurer's rights in defense of a claim that arises under an individual accident and health insurance policy:
(1)  acknowledgment of the receipt of notice given under the policy;
(2)  provision of a form for filing a proof of loss;
(3)  acceptance of a proof of loss;  or
(4)  investigation of a claim under the policy.
Added by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. April 1, 2005.