(a) A borrower notifies a lender or holder of its alleged failure to comply with an obligation by taking reasonable steps to notify the lender or holder of the alleged failure to comply. The notification must include a reasonable:      
        (1) identification of the borrower;       
        (2) identification of the loan; and       
        (3) description of the alleged failure to comply.       
      (b) A borrower is not required to cite in the notification the section of the Constitution that the lender or holder allegedly violated.     
     Source Note:        The provisions of this §153.91 adopted to be effective November 11, 2004, 29 TexReg 10257