Sec. 157.004.  EXEMPTIONS.  This chapter does not apply to:
(1)  a federally insured bank, savings bank, savings and loan association, Farm Credit System Institution, or credit union;
(2)  a subsidiary of a federally insured bank, savings bank, savings and loan association, Farm Credit System Institution, or credit union;
(3)  a residential mortgage loan company licensed under Chapter 156;
(4)  an authorized lender licensed under Chapter 342; or
(5)  the state or a governmental agency, political subdivision, or other instrumentality of the state, or an employee of the state or a governmental agency, political subdivision, or instrumentality of the state who is acting within the scope of the person's employment.
Added by Acts 2003, 78th Leg., ch. 1301, Sec. 1, eff. Jan. 1, 2004.
Amended by: 
Acts 2009, 81st Leg., R.S., Ch. 1147 (H.B. 2779), Sec. 4, eff. April 1, 2010.
Acts 2013, 83rd Leg., R.S., Ch. 160 (S.B. 1004), Sec. 52, eff. September 1, 2013.