Sec. 1701.061.  NONINSURANCE BENEFITS.  (a)  In this section, "noninsurance benefit" means a good or service provided or disclosed as part of a policy or certificate of insurance that is reasonably related to the type of policy or certificate being issued.  Examples of noninsurance benefits include:
(1)  discount cards for health care programs, vision care programs, dental care programs, prescriptions, physical fitness programs or facilities, or other similar programs;
(2)  financial planning, will preparation, or similar services; and
(3)  contributions for educational savings on behalf of a policyholder or certificate holder.
(b)  An insurer may include a noninsurance benefit that is reasonably related to a policy or certificate as part of the policy or certificate form to be issued to an insured or certificate holder.
(c)  A policy form filing that includes a noninsurance benefit shall include:
(1)  a description of the noninsurance benefit;
(2)  a notice that fully discloses the noninsurance benefit to the policyholder or certificate holder; and
(3)  an explanation of any condition on which termination of the noninsurance benefit will occur.
(d)  Section 541.061 applies to a noninsurance benefit provided as part of a policy or certificate.
(e)  Section 1102.002 does not apply to a noninsurance benefit provided as part of a policy or certificate.
(f)  The commissioner may adopt rules to implement this section, including rules to:
(1)  determine which noninsurance benefits are reasonably related to the types of insurance subject to this chapter;
(2)  ensure that noninsurance benefits included as part of a policy or certificate are not unfairly deceptive or do not otherwise constitute a prohibited inducement; and
(3)  address application of other chapters of this code to noninsurance benefits provided as part of a policy or certificate, including Chapters 82-84, 222, 257, 463, 541-544, 1501, and 1506.
Added by Acts 2007, 80th Leg., R.S., Ch. 695 (H.B. 1847), Sec. 1, eff. June 15, 2007.