(a) Applicability. This section applies to the renewal of a license and application for an expired license under Insurance Code Title 13, concerning Regulation of Professionals, that was issued or renewed on or after November 1, 2015.
(b) Conflicts with other sections. To the extent that this section conflicts with §1.814 of this title (relating to Military Service Member, Military Veteran, and Military Spouse) in the application of this section and §1.814 to military service members, military veterans, and military spouses, §1.814 controls.
(c) Unexpired license. A licensee may apply for renewal of a license that has neither expired nor been suspended or revoked by:
  (1) submitting to TDI the required renewal application fee and renewal application; and
  (2) completing the applicable continuing education requirement within the reporting period and prior to the expiration of the license, as required under Insurance Code §4004.055, concerning Conduct, Disciplinary Actions, and Sanctions.
(d) Noncompliance with subsection (c) of this section. If the licensee does not comply with subsection (c) of this section, the license will not be renewed and will expire on the expiration date.
(e) Renewal of a license that has been expired for 90 days or less. A licensee may renew a license that has been expired for 90 days or less. The licensee must submit to TDI within 90 days after the license expiration date:
  (1) the required renewal application fee;
  (2) an additional fee equal to one-half of the required renewal application fee;
  (3) a completed renewal application; and
  (4) evidence demonstrating that the licensee has:
    (A) completed the applicable continuing education requirement before the license expired; or
    (B) completed continuing education after the license expired and paid all applicable fines as required under Insurance Code §4004.055.
(f) Effect of renewal or nonrenewal of expired license. If the licensee completes each item listed in subsection (c) of this section for an unexpired license as described, or completes each item listed in subsection (e) of this section within 90 days after the license expiration date, and the license is renewed, the license will be renewed effective as of the license expiration date. If the licensee fails to complete each item listed in subsection (c) of this section prior to the expiration date, or subsection (e) of this section within 90 days after the license expiration date, as applicable, the license cannot be renewed, and the individual cannot engage in the business of insurance in the capacity granted by that license effective as of the license's expiration date and continuing until the individual obtains a new license as provided in subsection (g) or (h) of this section.
(g) License expired for more than 90 days. If an individual's license has been expired for more than 90 days, but less than one year, the individual may apply for the expired license without an examination. The individual must submit to TDI within one year after the date the license expired:
  (1) a new original application;
  (2) the required application fee;
  (3) an additional fee equal to one-half of the required application fee; and
  (4) evidence demonstrating that the licensee has:
    (A) completed the applicable continuing education requirement before the license expired; or
    (B) completed continuing education after the license expired and paid all applicable fines as required under Insurance Code §4004.055.
(h) License expired for one year or more. If an individual's license has been expired for one year or more, to obtain the expired license the individual must:
  (1) complete the requirements for a new license described in §§19.805 - 19.807 of this title (relating to Application for a New Individual License, Application for a Provisional Permit, and Application for a Temporary License), including reexamination, if applicable; and
  (2) for a license that expired, was canceled, revoked, or not renewed on or after November 1, 2015, evidence demonstrating that the licensee:
    (A) completed the applicable continuing education requirement before the license expired; or
    (B) completed continuing education after the license expired and paid all applicable fines as required under Insurance Code §4004.055.

Source Note: The provisions of this §19.810 adopted to be effective May 31, 2018, 43 TexReg 3367; amended to be effective February 29, 2024, 49 TexReg 1095