An advertisement that contains the amount of any payment, including a down payment in either a percentage or dollar amount, or an advertisement that contains the number of payments, the period of repayment, or the amount of any finance charge must include the following:
  (1) the amount or percentage of the down payment;
  (2) the terms of repayment, from which the number of months to make repayment and the amount per month can be determined, including any balloon payment;
  (3) the annual percentage rate (APR); and
  (4) the amount of the APR, if increased, after consummation of the credit transaction.

Source Note: The provisions of this §215.263 adopted to be effective February 11, 2010, 35 TexReg 883; amended to be effective February 13, 2017, 42 TexReg 571