Sec. 2153.254.  WRITTEN AGREEMENT REQUIRED.  A license holder may extend or lend credit only if the credit transaction is evidenced by a written agreement that:
(1)  is signed by the parties to the agreement;  and
(2)  specifies the:
(A)  credit amount;
(B)  consideration for the credit transaction;  and
(C)  terms governing repayment.
Acts 1999, 76th Leg., ch. 388, Sec. 1, eff. Sept. 1, 1999.