Sec. 347.504.  CREDITOR'S LIABILITY FOR ORAL OR UNSOLICITED WRITTEN STATEMENT OF AMOUNT OWED.  On a credit transaction a creditor is not liable for an oral statement of an amount owed or for a written statement of an amount owed that is not solicited by a debtor unless the statement:
(1)  is made with a demand by a creditor that the consumer pay an amount that exceeds the amount authorized by this subtitle;  or
(2)  is contained in a solicitation to renew or refinance existing debt.
Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.