Sec. 348.108.  CHARGES FOR COLLECTING DEBT.  A retail installment contract may provide for the payment of:
(1)  reasonable attorney's fees if the contract is referred for collection to an attorney who is not a salaried employee of the holder;
(2)  court costs and disbursements;  and
(3)  reasonable out-of-pocket expenses incurred in connection with the repossession or sequestration of the motor vehicle securing the payment of the contract or foreclosure of a security interest in the vehicle, including the costs of storing, reconditioning, and reselling the vehicle, subject to the standards of good faith and commercial reasonableness set by Title 1, Business & Commerce Code.
Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.