(a) If you receive an ONA grant, you are required to purchase and maintain flood insurance if all of the following conditions exist:
  (1) you had flood damage to your personal property;
  (2) you are eligible for a personal property grant;
  (3) your residence is in Flood Zone A or V; and
  (4) your community participates in the National Flood Insurance Program (NFIP).
(b) If the conditions in subsection (a) of this section exist, ONA will provide premiums on your behalf to the National Flood Insurance Program (NFIP) to purchase a Group Flood Insurance Policy (GFIP), defined in §6.103 of this chapter (relating to How are the terms in this chapter defined?).
  (1) For purposes of this chapter, the premium for a GFIP is a necessary expense.
  (2) ONA recipients are included in a GFIP, established under NFIP regulations, at 44 CFR §61.17.

Source Note: The provisions of this §386.501 adopted to be effective April 6, 2003, 28 TexReg 2956; transferred effective September 1, 2004, as published in the Texas Register September 17, 2004, 29 TexReg 9013