(a) For purposes of Insurance Code §2210.205 and this section, good cause means objective facts beyond the insured's control that reasonably caused the insured to fail to file a claim under the policy within the one-year claim-filing deadline.
(b) If an insured shows good cause, the commissioner may extend the one-year claim-filing period set by Insurance Code §2210.205(b). An extension granted under this section is effective on the date the one-year claim-filing period expires and may not exceed 180 days. The extension is limited to the claim for which it is granted.
(c) A request for an extension under this section must:
(1) be sent in writing to the department, under §5.4251 of this title (relating to Requests and Submissions to the Department);
(2) describe the good cause that caused the insured to miss the one-year claim-filing deadline; and
(3) be signed by the insured or the insured's legal representative.
Source Note: The provisions of this §5.4202 adopted to be effective January 5, 2015, 40 TexReg 68