Sec. 72.004.  OFFSET FOR MEDICAL EXPENSES PAID.  (a)  The owner or operator or his liability insurance carrier is entitled to an offset against any award made to the guest on a liability claim in an amount equal to the amount paid by the owner, operator, or insurance carrier for medical expenses of the guest.
(b)  This section does not authorize a direct action against a liability insurance carrier.
Acts 1985, 69th Leg., ch. 959, Sec. 1, eff. Sept. 1, 1985.