If a lender has refunded more than required to a borrower, the excess refund may not be collected from or debited from the account of the borrower, unless the borrower voluntarily agrees to pay back the excess refund, or the borrower voluntarily agrees, in writing, to have his existing account adjusted when the excess refund was made on the renewal of the preceding account.

Source Note: The provisions of this §83.758 adopted to be effective November 9, 2006, 31 TexReg 8999