(a) Negotiation terms. The disclosure specified in §90.703 of this title (relating to Form of Disclosure) must be given if a licensee provides information in relation to a credit transaction with a debtor or the debtor's representative regarding any of the following credit terms in Spanish:
  (1) amount financed;
  (2) finance charge;
  (3) annual percentage rate;
  (4) the amount of any payment or schedule of payments;
  (5) total of payments; or
  (6) security interest.
(b) Advertising exception. A licensee is not required to provide a disclosure specified in §90.703 of this title if a creditor advertises credit terms in Spanish that are specified in this section.

Source Note: The provisions of this §90.702 adopted to be effective August 31, 2006, 31 TexReg 6707; amended to be effective September 9, 2010, 35 TexReg 8104