Sec. 912.156.  CONTESTING CLAIM FOR CERTAIN PURPOSES PROHIBITED.  (a)  In this section, "full payment" means payment of the full amount of a loss actually sustained on the occurrence of the contingency against which the insurance coverage is obtained, not to exceed the maximum amount stated in the policy.
(b)  A county mutual insurance company may not contest a claim:
(1)  only for delay or a captious or inconsequential reason;  or
(2)  to force a settlement for less than full payment.
Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.