Sec. 12.05. MEDICAL BOARD.  The board of trustees may designate a medical board composed of three persons.  To be eligible to serve as a member of the medical board, a physician must be licensed to practice medicine in this state and be of good standing in the medical profession.  The board of trustees also may designate persons who are not physicians to serve on the medical board.  The medical board shall:
(1) review all medical examinations and reports required by this Act;
(2) investigate essential statements and certificates made by or on behalf of a member of the fund in connection with an application for disability retirement;  and
(3) report in writing to the board of trustees its conclusions and recommendations on all matters referred to it.
Sec. 12.06. RETIREMENT COUNSELING.  The board of trustees may pay for the cost of counseling for members of the fund regarding retirement matters.
Sec. 12.07. AUDITS;  EMPLOYMENT OF CERTIFIED PUBLIC ACCOUNTANTS.  The board of trustees shall employ a certified public accountant or firm of certified public accountants to perform an audit of the fund at least annually.  The municipality may pay the entire cost of an audit.  If not paid by the municipality, the cost may be paid from the assets of the fund.
Sec. 12.08. CIVIL ACTIONS FOR MONEY WRONGFULLY PAID OUT OR OBTAINED.  The board of trustees may recover by civil action from any offending party or from the party's sureties, if any, any money paid out or obtained from the fund through fraud, misrepresentation, defalcation, theft, embezzlement, or misapplication and may institute, conduct, and maintain the action in the name of the board of trustees for the use and benefit of the fund.